"Wo ist mein Handy?" Every word is English and the sentence still doesn't parse. Handy is an adjective in English. In German it's a noun, it's neuter, and it means mobile phone.
Duden lists it as exactly that, and DWDS dates its spread to the 1990s, alongside the mobile network itself.12
It isn't borrowed. It's built.
English never called a phone a handy, so German didn't borrow the word. It assembled it, out of English-looking parts, for a German purpose. Linguists call that a pseudo-anglicism, and Handy is the textbook example.3
Which means the instinct that serves you everywhere else, "this looks English, so it means the English thing", is exactly the instinct that fails here.
It's not alone
- das Handy is a mobile phone, not "convenient"
- der Beamer is a video projector, not a BMW
- das Public Viewing is a big outdoor screening, which means something very different at an American funeral
- der Oldtimer is a vintage car, not an old person
- das Homeoffice is working from home, used as both a place and a state
All built from English pieces, none meaning what an English speaker would guess. They're German words that happen to be spelled in English.
Why it's worth knowing early
Because this failure is silent. With a word you don't know, you know you don't know it, so you ask. With Handy you understand every syllable, produce a confident wrong reading, and carry on.
Those are the mistakes that last longest, because nothing in the moment tells you to check.